• Oversight the implementation of Credit Policy/Procedures at branch level.
• Conduct credit review on post-disbursement to make sure credit file maintain accurate/reliable/sufficient Information, match to actual.
• Involve in Credit Review, Credit Control at branch level and have authority to comment and risk opinion on loan application, conduct client visit as well as business assessment and collateral assessment as per required for suspicious or abnormal loan application.
• Provide risk profile related to credit risk in the geographic or area such as business/loan size/collateral/ environment…etc.
• Sample check and review on credit file that assessed by credit officer by checking on credit file and on-site visit to make sure the information on credit file is accurate and reliable.
• Participate in the credit committee meeting but no voting right on loan application.
• Follow up the actions point recommended by credit committee/audit/management head office on credit file.
• Report of key suspect in credit file to Risk Management Division.
• Analyze trend of NPL in the operation area and find out the routs cause for reporting to risk management division.
• Verified on collateral value collected by a credit officer before encoding in system.
• Annual credit review for credit grading (Follow NBC prakas).
• Build concept of credit risk to branch staff (CCT/CCC/BM), Provide monthly report as required by risk management division.
• Oversight the implementation of Operational Risk and Fraud Events/risk incidents and operational loss at branch level, oversight the implementation of Security Agenda.
• Perform Branch Security Self –Assessment, Monitor on top risk at branch level (Operational Risk Only).
• Work closely with branch manager to mitigate the risk within branch.
• Act as supporting champion at branch level to support branch staff on AML/CFT/FATCA/ABC agenda.
• Perform Compliance Testing/Check to ensure the level of non-compliance is low (base on internal audit finding).
• Perform other task as assigned by Supervisor or Management.

• Bachelor degree in the field of financial banking, Business Management or Economics or another related field.
• Computer literacy is a must.
• Understanding of financial/banking business operation.
• Work experience in different areas of the institution or bank at least 2 year related to Banks and Financial Institutions, including some experiences in field of risk management, audit and compliance function would be an advantage.
• Demonstrable experience with developing or implementing risk management framework, including compliance and monitoring program or related field.
• Proven ability to work across different areas of risk management, compliance or related field.
• Working knowledge/understanding of risk management/measurement technique.

*Interest candidate, please submit us your Application Form or CV (attached with National ID Card or Birth Letter) via email: [email protected] or our nearest branches or Telegram 069 222 800 / 086 354 354 / 069 720 169.

Hattha Bank Plc. is a leading bank in Cambodia, licensed by National Bank of Cambodia. Having been operating for more than 25 years with MDI status in the market, with its rapidly success, Hattha Bank has transformed its status from MDI to commercial bank in 2020, and continue providing diversified financial services to individual and SME businesses; and jump into retail consumer financial market and corporate customer in urbanities through its 177 branches and 129 ATMs (24/7) nationwide. As December 2019, HKL deposit balance stood at USD 599 million with 259,720 depositors, while credit portfolio accounted for USD 1,051 million with 168,889 borrowers.Hattha Bank is a subsidiary of Bank of Ayudhya (Krungsri), the fifth largest commercial bank in Thailand, and a member of MUFG Bank, the Japan’s largest banking group, and one of the largest and most diversified financial groups in the world.