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Senior Officer for Credit Analysis - 01 Post. Full-time Job

3 weeks ago Other Phnom Penh 240 views
Roles & Responsibilities:

Closing Date: 08/01/2021

Location: Head Office, Phnom Penh

  • Prepare credit/loan proposals submitted by branches.
  • Analyze financial statements and credit worthiness of borrowers.
  • Ensure the effective of credit underwriting turn-around time.
  • Identify borrowers’ business risks and propose corresponding mitigations.
  • Interact with branch staff to solicit and verify borrower’s information.
  • Propose credit decisions and negotiate with branch staff accordingly.
  • Liaise with Management Credit Committee in presenting loan proposal and responding to query/suggestion from the committee.
  • File reports of turnaround time of loan process at Head Office.
  • Perform tasks assigned by supervisor.
Job Requirements:
  • Bachelor degree in banking/finance, business, economics, or other equivalent qualification.
  • At least 1 year working experience related to credit or financial analysis. Fresh graduate is also encouraged to apply.
  • Strong analytical, decision-making, and problem-solving skills.
  • Good understanding and knowledge of microfinance and banking sector.
  • Good interpersonal communication, team work, and result-oriented.
  • Sound computer literacy, particularly in Word, Excel, Internet, and Email.
  • Proficiency in English is a plus advantage.
  • High commitment with strong work ethics and integrity.
How to Apply:
Company Description
Hattha Bank Plc. is a leading bank in Cambodia, licensed by National Bank of Cambodia. Having been operating for more than 25 years with MDI status in the market, with its rapidly success, Hattha Bank has transformed its status from MDI to commercial bank in 2020, and continue providing diversified financial services to individual and SME businesses; and jump into retail consumer financial market and corporate customer in urbanities through its 177 branches and 129 ATMs (24/7) nationwide. As December 2019, HKL deposit balance stood at USD 599 million with 259,720 depositors, while credit portfolio accounted for USD 1,051 million with 168,889 borrowers.
Hattha Bank is a subsidiary of Bank of Ayudhya (Krungsri), the fifth largest commercial bank in Thailand, and a member of MUFG Bank, the Japan’s largest banking group, and one of the largest and most diversified financial groups in the world.