Deputy Branch Manager Lending (DBML) is responsible for overseeing all lending activities of the branch, which includes growing small and medium loan portfolio, managing loan quality and monitoring loan performance. In order to make lending approval process efficient and faster, bank management also decide delegate certain credit approval authority of branch manager to DBML, by creating Sub-Branch Credit Committee(SBCC) at branch level. The basic roles and responsibilities of Deputy Branch Manager Lending included:

• Ensuring good quality of all types of loans processed by branch’s loan officers. To assist loan officers for site visit of client's business and collateral to ensure the quality of loan. All loans above USD 100K must be visited by LNMG to ensure the business and collateral condition of applicant. Loans below USD 100K should be selected on case by case basis for physical site visit.
• To approve disbursement of loans in core banking system within the approval limit set by bank management.
• Has credit approval authority (Sub-Branch Credit Committee(SBCC) by Branch Manager at branch level.
• Close monitor and review targets/KPIs assigned to subordinates– when results fall short of targets, understand why and agree what to do differently to improve performance. Take action to coach and improve subordinates’ performances as necessary.
• Arranging staff training needs by working with the relevant Departments and ensuring /encouraging staff to attend and share knowledge.
• Providing induction training for new comer, conduct regular feedback, encouragement and maintain open communication at workplace.
• Daily review of loan repayments. Regular review of overdue Client's and management of overdue loans. To exit overdue loans from books of the bank.
• Ensuring timely review of credit facilities prior to expiry date and getting those extended on time.
• Communicating with relevant departments of Head Office regarding loan approval process and maintaining healthy quality of loans.
• To ensure compliance with internal policies and procedures of the bank by subordinates.
• Driving the lending team to market products to increase the public awareness of the branch, products, and services to increase public’s trust to the branch.
• Act as a key leader to tackle with ABA’s existing and potential customers’ feedback, suggestion and complaint.
• Keep a close eye on your local competitors – what they do and how they perform. Then, inform to direct manager or concerned departments for actions to protect the best interest and competitiveness.
• Keep up-to-day with ABA’s products and marketing campaigns to ensure branch provides superior services provided to client.

• Daily review of loan repayments. Regular review of overdue Client's and management of overdue loans. To exit overdue loans from books of the bank.
• Ensuring timely review of credit facilities prior to expiry date and getting those extended on time.
• Communicating with relevant departments of Head Office regarding loan approval process and maintaining healthy quality of loans.
• To ensure compliance with internal policies and procedures of the bank by subordinates.
• Driving the lending team to market products to increase the public awareness of the branch, products, and services to increase public’s trust to the branch.
• Act as a key leader to tackle with ABA’s existing and potential customers’ feedback, suggestion and complaint.
• Keep a close eye on your local competitors – what they do and how they perform. Then, inform to direct manager or concerned departments for actions to protect the best interest and competitiveness.
• Keep up-to-day with ABA’s products and marketing campaigns to ensure branch provides superior services provided to client.
• Understanding of Lending products and services and other cross products offered by the Bank.
• Practical knowledge of Lending risk and compliance with policies and procedures in Lending Policy, BL and MBL Policy etc.,
• Sound understanding of the banking industry’s performances.

Interested and qualified applicants should submit only your updated covering letter and CV stating the position you apply for with current photo (4x6) through our E-mail: [email protected]

Note: For more vacancies please visit our website: www.ababank.com if the above job advertisement doesn’t meet your career goal

ABA Bank is one of Cambodia's premier banking institutions founded in 1996 as the Advanced Bank of Asia Limited. ABA Bank is now a multi-branch network universal commercial bank offering a full range of products and services to all Cambodians. Here at ABA Bank we are always looking for Competence and Ambition candidates to join our team.