Micro Business Loan Officer is responsible for processing and analyzing micro business loan applications and conduct credit investigations, reports and more. The basic roles and responsibilities of Micro Business Loan Officer include:

• Solicits potential and existing clients in accordance with the guidelines stated in the micro business loan policies and procedures.
• Analyze and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrower.
• Receives and screens loan applications.
• Conducts credit investigation for borrowers and their co-makers.
• Evaluates cash flow of loan applicants.
• Conducts sit visit of secure collateral.
• Ascertains the completeness of loan documents.
• Follows up delinquent clients immediately and refers to immediate supervisor.
• Recommends remedial measures for delinquent clients in accordance with the recovery policies and procedures of the Bank.
• Responsible for the attainment of his/her performance targets.

• Refer from MFI.
• Bachelor with major in banking and finance, accounting, management and marketing or related field.
• At least one year experience in micro finance institution/commercial bank or related field.
• English proficiency.
• Good level of computer program (MS Word & Excel).
• Good understanding of business process.
• Hardworking, commitment, ability to communicate and self-motivated person.
• Good interpersonal skills.
• Attention to details.

Interested and qualified applicants should submit only your updated covering letter and CV stating the position you apply for with current photo (4x6) through our E-mail: [email protected]

Note: For more vacancies please visit our website: www.ababank.com if the above job advertisement doesn’t meet your career goal.

ABA Bank is one of Cambodia's premier banking institutions founded in 1996 as the Advanced Bank of Asia Limited. ABA Bank is now a multi-branch network universal commercial bank offering a full range of products and services to all Cambodians. Here at ABA Bank we are always looking for Competence and Ambition candidates to join our team.